Assistance for Agricultural Producers and Nonprofits
Farm Service Agency Disaster Assistance Programs
Agricultural producers who have sustained losses from recent weather may be eligible to apply for assistance through their local Farm Service Agency office. Visit the U.S. Department of Agriculture's Farm Service Agency website and select the State Offices link at the top of the page for more information.
Federal Individual Assistance Program
The federal Individual Assistance Program administered by the Federal Emergency Management Agency (FEMA) is activated when a Presidential Disaster Declaration for Individual Assistance is made. Generally, those in affected counties have 60 days from the date the declaration is made to apply for assistance with FEMA.
Individual Assistance is made available to homeowners, renters and businesses and can include grants to help pay for temporary housing, home repairs and other disaster-related expenses not covered by insurance or other aid programs. Individuals may also be eligible for other needs assistance including medical and dental expenses and replacement of essential personal property such as furniture, clothing and some appliances. Low-interest disaster loans from the U.S. Small Business Administration (SBA) may also be available to cover residential and business losses not fully compensated by insurance. Grants do not have to be repaid, but loans from the SBA must be repaid.
The U.S. Small Business Administration (SBA) may provide low-interest federal loans to private nonprofit organizations (PNPs) that provide essential services of a governmental nature after a disaster. Interested PNPs begin the process by first registering with FEMA. FEMA determines if the PNPs qualify for a grant under FEMA's Public Assistance program, or if they will be referred to the SBA to apply for a low-interest federal disaster loan.
The SBA may lend PNPs up to $2 million to repair or replace damaged or destroyed real estate, machinery and equipment, inventory, and other business assets. The SBA may also lend additional funds that help with the cost of making improvements that protect, prevent, or minimize the same type of disaster damage from occurring in the future.
For certain PNPs, SBA offers Economic Injury Disaster Loans (EIDLs) to help meet working capital needs caused by disaster. EIDLs may be used to pay fixed debts, payroll, accounts payable, and other bills that cannot be paid because of the disaster's impact. EIDL assistance is available regardless of whether the nonprofit suffered any property damage.